20439 Continental Court NW, Bemidji, MN 56601 (MLS# 7033842)


$524,900
20439 Continental Court NW
Bemidji, MN 56601
MLS# 7033842
3 beds  |  2 baths  |  3062 sqft


You’ll enjoy all the space that this place has to offer
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You’ll enjoy all the space that this place has to offer Dock is included! Paradise on Lake Julia A partial fenced in Yard, which connects the house to the detached garage If you need just a little bit more outdoor space this shed is perfect The wraparound deck as a showstopper Catch fish right from your dock! Photo 8 Whether you decide to dine out the front or the back of the home, both are sure to feel Secluded and private This sunroom is the showstopper of the home This sunroom is beautiful with its large windows and bright design This is the place where memories are made The living room overlooks Lake Julia- you’ll enjoy your morning coffee on this deck, listening to the birds sing. The spacious kitchen makes cooking easy The kitchen features lots of oak cabinetry Main floor has an open floor plan with a deck off of the living room The dining room offers lots of space for entertaining in. It is an open floor plan to the living room. The dining room is just off of the kitchen and it flows nicely into the living room Main floor bedroom number one Main floor full bathroom Bedroom number two on the main floor Bedroom number two on the main floor Photo 23 Looking at the home from the shores of Lake Julia This side of the home faces the detached garage You’ll also enjoy the bonus shed The detached garage is finished and heated Photo 28 Located in a nice quiet area on the shores of Lake Julia Photo 30 Photo 31 Photo 32 Photo 33 Photo 34 Photo 35 Photo 36 Photo 37 Photo 38 Photo 39 Photo 40 Photo 41 Photo 42 Photo 43 Photo 44 The detached garage was recently finished and heater installed. This oversized 2 Plus stall garage offers lots of room for all of your outdoor toys Photo 47 The best part about the detached garage is there is a separate driveway that leads to it so you have plenty of room for parking Photo 49 Photo 50 The one thing that this house is not short of is storage space -you’ll appreciate all the extra storage space in the lower level The lower level family room has the up north feeling with the knotty pine tongue and groove Cozy up to this gas fireplace in the downstairs family room Bedroom number three is located on the lower level Bedroom number three Lower level three-quarter bathroom In the lower level, you’re going to love this extra bonus space/utility room/workout room or it could maybe even be turned into another bedroom Also, in the lower level to make entertaining easy -is this new built-in bar Laundry Room Has lots of space for you to keep your things organized Photo 60 Photo 61 Photo 62 1st_floor_20439_continental_court_northwest_bemidji_with_dim.png 2nd_floor_20439_continental_court_northwest_bemidji_with_dim.png overview with lake easement and dock.png A great place for your firepit/patio Enjoy a campfire here while you listen to the loons and watch the sun set on the lake Lower Level 3D staged floorplan 2nd_floor_20439_continental_court_northwest_bemidji.png

Property Description
Spacious and beautifully maintained home with access to Lake Julia located on desirable Continental Court! Enjoy lake life without the waterfront taxes with your own dock and boat lift already in place on the lake. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!

Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $524,900
Original List Price: 524900
ListPrice: 524900
List Date: 2026-03-10
Office/Member Info
Association: NWMAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 60
Waterfront Present: Yes
Year Built: 1972
Yearly/Seasonal: Yearly
Zoning: Shoreline
Lot Dimensions: 200+324
Acres: 1.49
Bath Three Quarters: 1
Bath Half: 0
Lake/Waterfront Name: Julia
Bath Quarter: 0
Main Floor Total SqFt: 1531
Above Grd Total SqFt: 1531
Below Grd Total SqFt: 1531
Total Finished Sqft: 2482.00
FireplaceYN: Yes
Foundation Size: 1531
Style: (SF) Single Family
Garage Stalls: 5
Association Fee: 0
Assessment Pending: No
Bedrooms: 3
Baths Total: 2
Bath Full: 1
Total SqFt: 3062
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: SECT-04 TWP-148 RANGE-033 1.49 AC THAT PART OF LOT 5 DESC AS FOLLOWS: BEG AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE RUNNING NW'RLY ALONG N'RLY BDRY LINE OF SAID LOT 20 - 238.83' TO A PT WHICH SHALL HEREINAFTER BE DESG PT "A", THENCE DEFLECT T O R 82*41' - 90.06' TO A PT HEREINAFTER DESG PT "B", THENCE DEFLECT TO R 42*35' & RUNNING A DIS OF 136.79' TO A PT, THENCE DEFLECT TO R 54*46' - 198.36' TO A PT, THENCE DEFLECT TO R 82*09' - 201.88' +- TO THE PT OF BEG & THAT PART OF LOT 5 DESC AS F O LLOWS: COMM AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE DEFLECT R 97*51' FROM N'RLY LINE OF SAID LOT 20 - 201.88' TO THE ACTUAL PT OF BEG, THENCE CONT ON EXTENSIONS OF LAST DESC LINE - 166.21', THENCE DEFLECT L 134*14' - 275.67', THENCE
Listing City: Bemidji
Map Page: 999
Municipality: Bemidji
School District: Bemidji
School District Phone: 218-333-3100
DNR Lake ID#: 04016600
DNR Lake Classification: Recreational Development
Zip Plus 4: 7104
Property ID Number: 470004200
Tax Year: 2025
Tax Amount: 3972
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Spacious and beautifully maintained home with access to Lake Julia located on desirable Continental Court! Enjoy lake life without the waterfront taxes with your own dock and boat lift already in place on the lake. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!
Directions: Take Irvine Ave N to left on Continental, to home on right
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
Boat Slip: 1
Ceiling Fan(s): 1
Deck: 1
Dock: 1
Exercise Room: 1
Kitchen Window: 1
Main Floor Primary Bedroom: 1
Natural Woodwork: 1
Patio: 1
Porch: 1
Skylight: 1
Tile Floors: 1
Vaulted Ceiling(s): 1
Washer/Dryer Hookup: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Filtration System: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 3972
Basement
Concrete Block: 1
Egress Windows: 1
Foundation Dimensions: 49+25
Full: 1
Bath Description
Main Floor Full Bath: 1
3/4 Basement: 1
Building Information
Finished SqFt Above Ground: 1531
Finished SqFt Below Ground: 951
Construction Materials
Frame: 1
Construction Status
Previously Owned: 1
Dining Room Description
Living/Dining Room: 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 4-10
Elevation Highpoint to Waterfront Slope
Gradual: 1
Exterior
Vinyl: 1
Family Room Characteristics
2 or More: 1
2 Story/High/Vaulted Ceilings: 1
Family Room: 1
Lower Level: 1
Fencing
Chain Link: 1
Partial: 1
Fireplace Characteristics
Amusement Room: 1
Decorative: 1
Family Room: 1
Free Standing: 1
Gas Burning: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Baseboard: 1
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Internet Options
Cable: 1
DSL: 1
Fiber Optic: 1
Lake Details
Hard: 1
Lake Acres: 492
Lake Depth: 40
Rocky: 1
Undeveloped: 1
Lake/Waterfront
Deeded Access: 1
Lake Front: 1
Lake View: 1
Laundry
In Basement: 1
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: NWMAR
Lot Description
Accessible Shoreline: 1
Irregular Lot: 1
Tree Coverage - Medium: 1
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Square Feet: 1200
Property Subtype
Acreage: 1
Cabin: 1
Ranch-Style Home: 1
Rural Residential: 1
Public Survey Info
Range#: 33
Section#: 4
Township#: 148
Road Frontage
No Outlet/Dead End: 1
Roof
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
FHA: 1
Rural Development: 1
Special Funding: 1
VA: 1
Sewer
Private Sewer: 1
Special Search
Main Floor Bedroom: 1
Primary Bdr Suite: 1
Stories
One and One Half: 1
Water
Well: 1
Waterfront View
Lake: 1
Panoramic: 1
Location Tax and Other Information
House Number: 20439
Street Name: Continental
Street Suffix: Court
Street Direction Suffix: NW
Postal City: Bemidji
County: Beltrami
State: MN
Zip Code: 56601
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Boat Slip; Ceiling Fan(s); Deck; Dock; Exercise Room; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Patio; Porch; Skylight; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System
Basement: Concrete Block; Egress Windows; Full
Bath Description: Main Floor Full Bath; 3/4 Basement
Construction Materials: Frame
Construction Status: Previously Owned
Dining Room Description: Living/Dining Room
Elevation Highpoint to Waterfront Slope: Gradual
Exterior: Vinyl
Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Lower Level
Fencing: Chain Link; Partial
Fireplace Characteristics: Amusement Room; Decorative; Family Room; Free Standing; Gas Burning
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Baseboard; Forced Air
Internet Options: Cable; DSL; Fiber Optic
Lake Details: Hard; Rocky; Undeveloped
Laundry: In Basement
Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Medium
Property Subtype: Acreage; Cabin; Ranch-Style Home; Rural Residential
Road Frontage: No Outlet/Dead End
Roof: Asphalt Shingles
Sellers Terms: Cash; Conventional; FHA; Rural Development; Special Funding; VA
Sewer: Private Sewer
Special Search: Main Floor Bedroom; Primary Bdr Suite
Stories: One and One Half
Water: Well
Waterfront View: Lake; Panoramic

IDX
Listing Office: Headwaters Realty Services LLC

Last Updated: April - 15 - 2026

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