Owner is an Agent?: No

Auction?: No

Status: Active

Contingency: None

Current Price: $549,000

Original List Price: 549000

ListPrice: 549000

List Date: 2026-04-21

Association: SPAAR

Assoc Mgmt Co. Phone #: 612-203-8447

Association Fee Frequency: Annually

Association Mgmt Co. Name: My Sandy Lake Association

Common Wall: No

Lot Measurement: Acres

Manufactured Home?: No

Multiple PIDs?: No

New Development: No

Number of Fireplaces: 0

Road Btwn WF & Home?: No

Waterfront Frontage: 152

Waterfront Present: Yes

Year Built: 1970

Yearly/Seasonal: Yearly

Zoning: Shoreline, Residential-Single Family

Lot Dimensions: 193x154x145x22x36x17x54x23

Acres: 0.49

Bath Three Quarters: 1

Bath Half: 0

Lake/Waterfront Name: Sandy

Bath Quarter: 0

Main Floor Total SqFt: 1238

Above Grd Total SqFt: 1238

Below Grd Total SqFt: 1080

Total Finished Sqft: 2133.00

FireplaceYN: No

Foundation Size: 895

Style: (SF) Single Family

Garage Stalls: 2

Association Fee: 30

Assessment Pending: No

Bedrooms: 2

Baths Total: 2

Bath Full: 1

Total SqFt: 2318

AssocFeeYN: Yes

Legal Description: LOTS 1 & 2, BLK 1 & PT OF VACATED ROAD AS DESC IN DOC # 193594

Listing City: Zimmerman

Map Page: 250

Municipality: Baldwin Twp

School District: Princeton

School District Phone: 763-389-2422

DNR Lake ID#: 71004000

DNR Lake Classification: Recreational Development

Zip Plus 4: 8506

Property ID Number: 01004110110

Tax Year: 2025

Tax Amount: 2486

In Foreclosure?: No

Potential Short Sale?: No

Lender Owned?: No

Public Remarks: Year-Round Crystal-Clear Living on Sandy Lake! Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle. Main Level: Views & Modern Comfort The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets. The Lower Level: Flexibility & Growth The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best! The "X-Factor" Bonus Space Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing. Outdoor Paradise: Entertaining Deck: Oversized and ready for summer BBQs. Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform. Private Dock: Ready for your boat! Updates & Features: 2 BR / 2 BA (with easy 3rd & 4th BR potential) Large Kitchen with Granite & Stainless Steel Walkout Rambler Design Multiple sun rooms& porches with lake views Detached Garage with 800 Sq Ft Finished Loft Spring-Fed, Clear Water Clarity South facing the lake for sunrise and sunset views Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!

Directions: Hwy 169 North, right on 245th Ave, Left onto 104th St NW, Right onto 289th Ave NW, Right onto 100th St NW, Left onto 287th Ave NW, Right onto 99-1/2 St NW, home on left.

Grab Bars In Bathroom: 1

Window Unit(s): 1

Dishwasher: 1

Dryer: 1

Freezer: 1

Microwave: 1

Range: 1

Refrigerator: 1

Washer: 1

Wine Cooler: 1

Assessment Balance: 0

Tax With Assessments: 2486

Other: 1

Concrete Block: 1

Partially Finished: 1

Storage Space: 1

Main Floor Full Bath: 1

3/4 Basement: 1

Finished SqFt Above Ground: 1238

Finished SqFt Below Ground: 895

Block: 1

Frame: 1

Previously Owned: 1

Informal Dining Room: 1

Circuit Breakers: 1

Elevation Highpoint Waterfront Feet: 4-10

Gradual: 1

Vinyl: 1

Lower Level: 1

Electric: 1

Concrete Block: 1

Natural Gas: 1

Forced Air: 1

Space Heater: 1

Wood Stove: 1

Insurance Fee: 0

Lake Acres: 64

Lake Depth: 41

Dock: 1

Lake Front: 1

Electric Dryer Hookup: 1

Laundry Room: 1

Lower Level: 1

Washer Hookup: 1

Land Leased: Not Applicable

Lock Box Source: SPAAR

Supra: 1

Accessible Shoreline: 1

DP Resource: Yes

Homestead: Yes

Guest House: 1

Fractional Ownership: No

Garage Dimensions: 26.31

Garage Square Feet: 806

Garage Door Opener: 1

Deck: 1

Patio: 1

Porch: 1

None: 1

Range#: 26

Section#: 25

Township#: 35

City Street: 1

Public Maintained Road: 1

Age Over 8 Years: 1

Asphalt Shingles: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Tank with Drainage Field: 1

Main Floor Primary: 1

One: 1

Drilled: 1

Well: 1

Lake: 1

Panoramic: 1

South: 1

House Number: 28615

Street Name: 99 1/2

Street Suffix: Street

Street Direction Suffix: NW

Postal City: Zimmerman

County: Sherburne

State: MN

Zip Code: 55398

Complex/Dev/Subdivision: Whispering Oaks