$475,000
Otsego, MN 55330
MLS# 7013753
4 beds | 4 baths | 2402 sqft

1 / 31
Open House (05/04/2026 - 11:00 am - 6:00 pm)
Property Description
Ask how you can receive a 5.50% Conventional or 4.99% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area accented by vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper-level bedroom has a walk-in closet; primary bedroom has TWO walk-in closets along with a private ensuite bathroom. Not to mention FINISHED WALKOUT LOWER LEVEL with amazing pond views!! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. What more could you ask for? No community HOA.
Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: Sale of Another Property
Current Price: $475,000
Original List Price: 525000
ListPrice: 475000
List Date: 2026-01-28
Office/Member Info
Association: SPAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Projected Completion Date: 2026-06-30
Waterfront Present: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 84 x 176 x 75 x 132
Acres: 0.24
Bath Three Quarters: 1
Bath Half: 1
Bath Quarter: 0
Main Floor Total SqFt: 956
Above Grd Total SqFt: 1796
Below Grd Total SqFt: 606
Total Finished Sqft: 2402.00
FireplaceYN: Yes
Foundation Size: 1796
Style: (SF) Single Family
Garage Stalls: 3
Association Fee: 0
Assessment Pending: No
Bedrooms: 4
Baths Total: 4
Bath Full: 2
Total SqFt: 2402
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: Lot 7, Block 3, Northwater, 2nd Addition, City of Otsego, Wright County
Listing City: Otsego
Map Page: 47
Municipality: Otsego
School District: Elk River
School District Phone: 763-241-3400
Property ID Number: 118371003070
Tax Year: 2026
Tax Amount: 1120
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Ask how you can receive a 5.50% Conventional or 4.99% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home!
The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area accented by vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper-level bedroom has a walk-in closet; primary bedroom has TWO walk-in closets along with a private ensuite bathroom. Not to mention FINISHED WALKOUT LOWER LEVEL with amazing pond views!! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. What more could you ask for? No community HOA.
Directions: From I94, exit at 202 and turn Right (East) on 60th Ave. Left (North) on Maciver. Straight through 2 round-a-bouts before finally turning Right (East) on 71st St NE. Model home will be on your left.
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
In-Ground Sprinkler: 1
Kitchen Center Island: 1
Kitchen Window: 1
Porch: 1
Primary Bedroom Walk-In Closet: 1
Vaulted Ceiling(s): 1
Walk-In Closet: 1
Washer/Dryer Hookup: 1
Appliances
Air-To-Air Exchanger: 1
Dishwasher: 1
Disposal: 1
Energy Star Appliances: 1
Microwave: 1
Range: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 1120
Basement
Drain Tiled: 1
Sump Pump: 1
Bath Description
Double Sink: 1
His and Her Closets: 1
Main Floor 1/2 Bath: 1
Upper Level Full Bath: 1
3/4 Primary: 1
Private Primary: 1
Full Basement: 1
Bathroom Ensuite: 1
Walk-In Shower Stall: 1
Builder Information
Builder ID: D.R. HORTON
Builder License Number: 605657
Builder Name: D.R. HORTON
Builders Association of the Twin Cities: 1
Building Information
Finished SqFt Above Ground: 1796
Finished SqFt Below Ground: 606
Construction Status
Under Construc/Spec Homes: 1
Dining Room Description
Eat In Kitchen: 1
Informal Dining Room: 1
Kitchen/Dining Room: 1
Living/Dining Room: 1
Electric
200+ Amp Service: 1
Exterior
Brick/Stone: 1
Vinyl: 1
Family Room Characteristics
2 or More: 1
2 Story/High/Vaulted Ceilings: 1
Great Room: 1
Lower Level: 1
Main Level: 1
Fireplace Characteristics
Electric: 1
Living Room: 1
Foundation
Other: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Internet Options
Cable: 1
Laundry
Electric Dryer Hookup: 1
Laundry Room: 1
Lower Level: 1
Washer Hookup: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Irregular Lot: 1
Sod Included in Price: 1
Miscellaneous Information
Community Name: Northwater
DP Resource: Yes
Homestead: No
Model Information
Hours Model Open: Mon-Fri 11-6; Sun 12-6
Model Location: 12018 71st St NE, Otsego MN 55330
Model Phone: 218-379-7748
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Door Height: 7
Garage Square Feet: 618
Garage Door Opener: 1
Patio, Porch and Deck Features
Covered: 1
Front Porch: 1
Road Frontage
City Street: 1
Cul De Sac: 1
Curbs: 1
Paved Streets: 1
Road Responsibility
Public Maintained Road: 1
Roof
Age 8 Years or Less: 1
Architectural Shingle: 1
Asphalt Shingles: 1
Sewer
City Sewer/Connected: 1
Special Search
3 BR on One Level: 1
Stories
Three Level Split: 1
Water
City Water/Connected: 1
Location Tax and Other Information
House Number: 7032
Street Name: Mackenzie
Street Suffix: Court
Street Direction Suffix: NE
Postal City: Otsego
County: Wright
State: MN
Zip Code: 55330
Complex/Dev/Subdivision: Northwater
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Porch; Primary Bedroom Walk-In Closet; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup
Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Energy Star Appliances; Microwave; Range
Basement: Drain Tiled; Sump Pump
Bath Description: Double Sink; His and Her Closets; Main Floor 1/2 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; Full Basement; Bathroom Ensuite; Walk-In Shower Stall
Builder Information: Builders Association of the Twin Cities
Construction Status: Under Construc/Spec Homes
Dining Room Description: Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room
Electric: 200+ Amp Service
Exterior: Brick/Stone; Vinyl
Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Great Room; Lower Level; Main Level
Fireplace Characteristics: Electric; Living Room
Foundation: Other
Fuel: Natural Gas
Heating: Forced Air
Internet Options: Cable
Laundry: Electric Dryer Hookup; Laundry Room; Lower Level; Washer Hookup
Lot Description: Irregular Lot; Sod Included in Price
Parking Characteristics: Garage Door Opener
Road Frontage: City Street; Cul De Sac; Curbs; Paved Streets
Road Responsibility: Public Maintained Road
Roof: Age 8 Years or Less; Architectural Shingle; Asphalt Shingles
Sewer: City Sewer/Connected
Special Search: 3 BR on One Level
Stories: Three Level Split
Water: City Water/Connected
Room Information
| Room Name | Dimensions | Level |
| Dining Room | 14x9 | Main |
| Family Room | 20x13 | Lower |
| First (1st) Bedroom | 16x12 | Upper |
| Flex Room | 14x11 | Main |
| Fourth (4th) Bedroom | 13x11 | Lower |
| Kitchen | 12x8 | Main |
| Living Room | 16x13 | Main |
| Second (2nd) Bedroom | 12x9 | Upper |
| Third (3rd) Bedroom | 12x8 | Upper |
Listing Office: D.R. Horton, Inc.
Last Updated: May - 03 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
