9823 103rd Street NW, Annandale, MN 55302 (MLS# 7042850)


$1,195,000
9823 103rd Street NW
Annandale, MN 55302
MLS# 7042850
5 beds  |  4 baths  |  3630 sqft


Welcome to refined lakefront living on the breathtaking 3,100-acre Clearwater Lake!
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Welcome to refined lakefront living on the breathtaking 3,100-acre Clearwater Lake! This extraordinary 5-bedroom, 4-bathroom custom residence, meticulously rebuilt from the foundation up, offers expansive spaces, elevated finishes, and sweeping panoramic views that capture the beauty of the water from nearly every angle. Thoughtfully designed with open sightlines and a seamless, flowing floor plan, the home is oriented to maximize coveted south-facing lake views throughout. The impressive main level features 9-foot ceilings, engineered wood flooring, and dramatic floor-to-ceiling windows that flood the home with natural light. At the heart of the home, the chef’s kitchen (redone in 2024) blends style and function with high-end stainless steel appliances and a sleek tile backsplash. Alder cabinetry with soft-close drawers, quartz countertops, and a stunning 9-foot center island with breakfast bar seating. The adjoining dining area offers walkout access to a maintenance-free deck, creating effortless indoor-outdoor living, ideal for entertaining. Imagine morning coffee with this stunning view! The spacious living room exudes both comfort and sophistication, anchored by a gas fireplace with an eye-catching stone surround and framed by uninterrupted lake views. It is pre-wired for built-in speakers, allowing for seamless, high-end audio. The generously sized primary suite is perfectly suited for single-level living if desired, combining convenience and elegance. Enjoy engineered wood flooring and a spacious walk-in closet with a pocket door. A beautifully appointed ensuite features a tiled walk-in shower and double vanity. The main level offers everyday convenience with a finished laundry room. New LG washer and dryer, tile flooring, and ample storage. A stylish 1/2 bath completes the level. Upstairs, an expansive living space with vaulted ceilings includes a warm and inviting family room. Enjoy a cozy gas fireplace, floor-to-ceiling windows, and walkout access to a maintenance-free deck with stunning sunset views. The perfect blend of comfort and elevated style! A nearby rough-in bar area offers the opportunity to add a custom wet bar, making this an exceptional lakeside setting for both relaxed evenings and effortless entertaining. Three additional spacious upper-level bedrooms provide flexibility for guests, home office space, or hobbies. Photo 21 Each bedroom features plush carpeting, ceiling fans, 9-foot ceilings, and ample closet space. Photo 23 One bedroom includes direct access to a partially covered deck. Photo 25 Gorgeous lake views! A spa-inspired full bath with tile flooring, a double vanity, and generous storage completes this level. The walkout lower level extends the home’s versatility, starting with a fifth bedroom. Photo 29 Adjacent flex room ideal for a media room, fitness space, or game area. Convenient lower-level bathroom with walk-in shower and vanity storage. Step outside to an expansive covered patio designed for both relaxation and entertaining, complete with a gas line for grilling and uninterrupted lake views. Enjoy the premium, hard-bottom shoreline with a level beach area, perfect for swimming and recreation. Embrace the ultimate lake lifestyle with boating access to a local lakefront restaurant. Additional highlights include a private septic system (2021), high-speed fiber internet capability, fully closed-cell spray foam insulated, three-zone heating and cooling with smart thermostats, and a fenced side yard with privacy fencing. The insulated and finished two-car garage ensures year-round comfort, while the boathouse, a feature no longer permitted to be built, adds exceptional value. Endless opportunities to relax, entertain, and take in the beauty of Clearwater Lake!

Property Description
Welcome to refined lakefront living on breathtaking Clearwater Lake, where luxury and lifestyle come together effortlessly. This exceptional 5-bedroom, 4-bathroom custom home, rebuilt from the foundation up, offers expansive spaces, elevated finishes, and sweeping south-facing lake views throughout. The open-concept main level features a sun-filled living room with a stone fireplace, a beautifully updated chef’s kitchen with quartz countertops, Alder cabinetry, stainless steel appliances, and a large center island, plus a dining area with walkout access to a maintenance-free deck. A stylish ½ bath, finished laundry room, and a spacious primary suite with walk-in closet and private ensuite complete the level. Upstairs, a vaulted family room with a fireplace and expansive walkout deck is ideal for relaxing or entertaining, complemented by a rough-in wet bar area, three additional spacious bedrooms, and a spa-inspired full bath with double vanity. The walkout lower level adds a fifth bedroom, ¾ bath, and a versatile flex room perfect for a media, fitness, or game space, with direct access to a generously-sized, covered patio with uninterrupted views of the water. With multiple indoor and outdoor living spaces designed for gathering and unwinding, this property offers the best of lake life. Enjoy a boathouse (a feature no longer permitted to be built!), level shoreline, and seamless access to the water, creating the perfect setting for everything from quiet mornings to vibrant lakeside entertaining.

Details
Maps
Documents
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $1,195,000
Original List Price: 1195000
ListPrice: 1195000
List Date: 2026-03-27
Office/Member Info
Association: MAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: Yes
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 54
Waterfront Present: Yes
Year Built: 2012
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: Irregular
Acres: 0.32
Bath Three Quarters: 2
Bath Half: 1
Lake/Waterfront Name: Clearwater
Bath Quarter: 0
Main Floor Total SqFt: 1523
Above Grd Total SqFt: 3042
Below Grd Total SqFt: 588
Total Finished Sqft: 3474.00
FireplaceYN: Yes
Foundation Size: 1523
Style: (SF) Single Family
Garage Stalls: 2
Association Fee: 0
Bedrooms: 5
Baths Total: 4
Bath Full: 1
Total SqFt: 3630
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: SECT-09 TWP-121 RANGE-027 AHSENMACHER'S ADDN LOT-002 1.00 AC
Listing City: Annandale
Map Page: 999
Municipality: Corinna Twp
School District: Annandale
School District Phone: 320-274-5602
DNR Lake ID#: 86025200
DNR Lake Classification: General Development
Zip Plus 4: 3901
Property ID Number: 206012000020
Tax Year: 2025
Tax Amount: 6112
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Welcome to refined lakefront living on breathtaking Clearwater Lake, where luxury and lifestyle come together effortlessly. This exceptional 5-bedroom, 4-bathroom custom home, rebuilt from the foundation up, offers expansive spaces, elevated finishes, and sweeping south-facing lake views throughout. The open-concept main level features a sun-filled living room with a stone fireplace, a beautifully updated chef’s kitchen with quartz countertops, Alder cabinetry, stainless steel appliances, and a large center island, plus a dining area with walkout access to a maintenance-free deck. A stylish ½ bath, finished laundry room, and a spacious primary suite with walk-in closet and private ensuite complete the level. Upstairs, a vaulted family room with a fireplace and expansive walkout deck is ideal for relaxing or entertaining, complemented by a rough-in wet bar area, three additional spacious bedrooms, and a spa-inspired full bath with double vanity. The walkout lower level adds a fifth bedroom, ¾ bath, and a versatile flex room perfect for a media, fitness, or game space, with direct access to a generously-sized, covered patio with uninterrupted views of the water. With multiple indoor and outdoor living spaces designed for gathering and unwinding, this property offers the best of lake life. Enjoy a boathouse (a feature no longer permitted to be built!), level shoreline, and seamless access to the water, creating the perfect setting for everything from quiet mornings to vibrant lakeside entertaining.
Directions: County Rd 39 to Hwy 24 to 103rd St NW to home.
Accessible
None: 1
Additional Parcels Information
Property ID #2: 206000093206
Air Conditioning
Central Air: 1
Amenities Unit
Balcony: 1
Cable: 1
Ceiling Fan(s): 1
Deck: 1
Hardwood Floors: 1
Kitchen Center Island: 1
Kitchen Window: 1
Main Floor Primary Bedroom: 1
Panoramic View: 1
Patio: 1
Primary Bedroom Walk-In Closet: 1
Tile Floors: 1
Vaulted Ceiling(s): 1
Walk-In Closet: 1
Appliances
Air-To-Air Exchanger: 1
Chandelier: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Filtration System: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 6498
Basement
Partial: 1
Bath Description
Main Floor 1/2 Bath: 1
Main Floor 3/4 Bath: 1
Upper Level Full Bath: 1
3/4 Primary: 1
Private Primary: 1
3/4 Basement: 1
Basement: 1
Bathroom Ensuite: 1
Walk-In Shower Stall: 1
Building Information
Finished SqFt Above Ground: 3042
Finished SqFt Below Ground: 432
Construction Status
Previously Owned: 1
Dining Room Description
Breakfast Bar: 1
Eat In Kitchen: 1
Informal Dining Room: 1
Kitchen/Dining Room: 1
Living/Dining Room: 1
Exterior
Fiber Board: 1
Family Room Characteristics
Family Room: 1
Fencing
Wood: 1
Fireplace Characteristics
Family Room: 1
Gas Burning: 1
Living Room: 1
Stone: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Lake Details
Lake Acres: 3186
Lake Depth: 73
Lake/Waterfront
Lake Front: 1
Lake View: 1
Laundry
Laundry Room: 1
Main Level: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Irregular Lot: 1
Miscellaneous Information
Homestead: No
Outbuildings
Boat House: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Finished Garage: 1
Garage Dimensions: 23 X 23
Garage Square Feet: 529
Garage Door Opener: 1
Insulated Garage: 1
Patio, Porch and Deck Features
Covered: 1
Deck: 1
Front Porch: 1
Patio: 1
Public Survey Info
Range#: 27
Section#: 09
Township#: 121
Road Frontage
No Outlet/Dead End: 1
Paved Streets: 1
Private Road: 1
Road Responsibility
Public Maintained Road: 1
Roof
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
Other: 1
Sewer
Private Sewer: 1
Special Search
3 BR on One Level: 1
All Living Facilities on One Level: 1
Main Floor Bedroom: 1
Main Floor Laundry: 1
Primary Bdr Suite: 1
Stories
Two: 1
Water
Private: 1
Well: 1
Waterfront View
Lake: 1
Location Tax and Other Information
House Number: 9823
Street Name: 103rd
Street Suffix: Street
Street Direction Suffix: NW
Postal City: Annandale
County: Wright
State: MN
Zip Code: 55302
Complex/Dev/Subdivision: Ahsenmachers Add
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Balcony; Cable; Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet
Appliances: Air-To-Air Exchanger; Chandelier; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System
Basement: Partial
Bath Description: Main Floor 1/2 Bath; Main Floor 3/4 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Walk-In Shower Stall
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room
Exterior: Fiber Board
Family Room Characteristics: Family Room
Fencing: Wood
Fireplace Characteristics: Family Room; Gas Burning; Living Room; Stone
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Laundry: Laundry Room; Main Level
Lot Description: Irregular Lot
Outbuildings: Boat House
Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage
Road Frontage: No Outlet/Dead End; Paved Streets; Private Road
Road Responsibility: Public Maintained Road
Roof: Asphalt Shingles
Sellers Terms: Cash; Conventional; Other
Sewer: Private Sewer
Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Primary Bdr Suite
Stories: Two
Water: Private; Well
Waterfront View: Lake
Room Information
Room Name Dimensions Level
Dining Room14 X 9Main
Family Room37 X 20Upper
Fifth (5th) Bedroom15 X 12Lower
First (1st) Bedroom16 X 14Main
Flex Room11 X 10Lower
Fourth (4th) Bedroom14 X 13Upper
Kitchen18 X 14Main
Laundry9 X 6Main
Living Room22 X 22Main
Second (2nd) Bedroom23 X 13Upper
Third (3rd) Bedroom14 X 13Upper

IDX
Listing Office: eXp Realty

Last Updated: March - 27 - 2026

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